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Good Mom
Need a hand up, not a hand out.
My URL: http://www.microgiving.com/profile/goodwill
Offline |   Member Since: 12/15/08 | Login Count: 12 | Profile Views: 488 | Last Login: 03/17/09
Biography
I am not sure how to start this, but I guess from the beginning is the best place. In July of 2007 my son attempted to commit suicide, and immediately my family and I were enrolled in a club, one that I never thought that I would join as a parent, but none the less, I am now a member. The up side of this is that my son is still alive, and thriving, and I am thankful and blessed every day, because I am among few parents with this outcome. This started my journey into a financial spiral of epic proportion.

First, until you have a health crisis, you don't realize how good or not so good your medical coverage really is. In my case, my ex-husband is required to supply medical coverage, but as I found out, it really didn't cover everything. My son was in the hospital for 2 1/2 weeks and a full-time outpatient for another 2 1/2 weeks. After the intense treatment, the program he was involved in highly suggested that he attend bi-weekly family and one on one therapy. Being that he had developed a rapport and trust with the doctors and counselors he was working with, I made the conscious decision to keep him with the people he was comfortable and familiar with, only to find out that they were not in his â??networkâ?? under his insurance. Continuity was critical during this time, and I was committed to getting him better. (On a happy note, he has grown to be an outstanding, fantastic person, thanks to the medical help that he received). Come to find out later, that when I approached my ex-husband to request that he help me pay for the out of pocket expenses, roughly $15,000, he said no. When I consulted with my attorney, in my decree it points out that he is only responsible for medically required and necessary expenses, not preferred or suggested. He is the best parent he knows how to be, but none the less the bills needed to be paid, and I have since put most of them on my credit cards because I didn't know what else to do. In addition, I didn't plan on having any health issues personally, but when I said my prayers at night and told God that I didn't believe that it could get any worse than this, he proved otherwise. God doesn't like to be challenged. In 2007, I had a severe anxiety attack, which presented itself as a heart attack, then in December 2007, I had to have a D&C due to hemorrhaging, and in June 2008, I had to have another D& C with cauterization, for hemorrhaging again. My daughter has had braces for two years, and I owe $1600 for the part that insurance didn't cover. In addition in June, both children required glasses, totaling another $400.00 and in the meantime, life goes on, normal expenses such as school bills, grocery bills, and monthly expenses keep coming. We have no savings, as we have exhausted it, and if something unexpected, we have found that we have to rob from some other source. Most of my medical bills that I didn't put on credit, are in collections, people calling weekly, at home and at work, I send them what I can. I feel like all I do is worry, cry, worry, work and sleep. I focus on today, because if I get to far in advance of that, I panic, and sometimes wonder if the light I see at the end of the tunnel is another train coming down the tracks. Any help that the this Program could afford me, would be applied to my outstanding debt. A hand up is what I am asking for not a hand out. I understand that it could be worse, there are many people that are loosing their homes, not being able to pay for prescriptions, etc., but any help that you could afford me would be deeply appreciated.
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Requests History
   
Unexpected Illness
Disabled February 11, 2009
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My Comments
Becky Raymond: Administrator Feb 11, 2009 21:22:20
You are more than welcome :)  Make sure you submit a request and send
in your documents.  I'll look forward to promoting your active
request.  Best of luck!
Becky Raymond: Administrator Dec 16, 2008 03:53:02
Welcome to Microgiving!! Glad you found us. I hope you find the help
you need here.

You will need a Paypal account that is connected to a financial
institution and verified so that you can have an official request
submitted and authorized for donations. Please check to make sure your
Paypal account says status:verified and if not, take the steps to have
it verified.

When you have a chance please come into the forum and let us get to
know you. You can find the forum link under the home page tab.
Patty Dec 16, 2008 03:22:18
welcome to microgiving

 
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