My URL: http://www.microgiving.com/profile/goodwill Offline |
Member Since: 12/15/08 | Login Count: 12 | Profile Views: 488 | Last Login: 03/17/09
Biography
I am not sure how to start this, but I guess from the beginning is the best place. In July of 2007 my son attempted to commit suicide, and immediately my family and I were enrolled in a club, one that I never thought that I would join as a parent, but none the less, I am now a member. The up side of this is that my son is still alive, and thriving, and I am thankful and blessed every day, because I am among few parents with this outcome. This started my journey into a financial spiral of epic proportion.
First, until you have a health crisis, you don't realize how good or not so good your medical coverage really is. In my case, my ex-husband is required to supply medical coverage, but as I found out, it really didn't cover everything. My son was in the hospital for 2 1/2 weeks and a full-time outpatient for another 2 1/2 weeks. After the intense treatment, the program he was involved in highly suggested that he attend bi-weekly family and one on one therapy. Being that he had developed a rapport and trust with the doctors and counselors he was working with, I made the conscious decision to keep him with the people he was comfortable and familiar with, only to find out that they were not in his â??networkâ?? under his insurance. Continuity was critical during this time, and I was committed to getting him better. (On a happy note, he has grown to be an outstanding, fantastic person, thanks to the medical help that he received). Come to find out later, that when I approached my ex-husband to request that he help me pay for the out of pocket expenses, roughly $15,000, he said no. When I consulted with my attorney, in my decree it points out that he is only responsible for medically required and necessary expenses, not preferred or suggested. He is the best parent he knows how to be, but none the less the bills needed to be paid, and I have since put most of them on my credit cards because I didn't know what else to do. In addition, I didn't plan on having any health issues personally, but when I said my prayers at night and told God that I didn't believe that it could get any worse than this, he proved otherwise. God doesn't like to be challenged. In 2007, I had a severe anxiety attack, which presented itself as a heart attack, then in December 2007, I had to have a D&C due to hemorrhaging, and in June 2008, I had to have another D& C with cauterization, for hemorrhaging again. My daughter has had braces for two years, and I owe $1600 for the part that insurance didn't cover. In addition in June, both children required glasses, totaling another $400.00 and in the meantime, life goes on, normal expenses such as school bills, grocery bills, and monthly expenses keep coming. We have no savings, as we have exhausted it, and if something unexpected, we have found that we have to rob from some other source. Most of my medical bills that I didn't put on credit, are in collections, people calling weekly, at home and at work, I send them what I can. I feel like all I do is worry, cry, worry, work and sleep. I focus on today, because if I get to far in advance of that, I panic, and sometimes wonder if the light I see at the end of the tunnel is another train coming down the tracks. Any help that the this Program could afford me, would be applied to my outstanding debt. A hand up is what I am asking for not a hand out. I understand that it could be worse, there are many people that are loosing their homes, not being able to pay for prescriptions, etc., but any help that you could afford me would be deeply appreciated.
My Interests
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Getting To Know Me
Other important people in my life.
Name :Colin
Relationship: Son
Name : Audrey
Relationship: Daughter
Recent changes in my life : Recently, (the past 8 years) I have gone through a divorce, the death of my parents, met and married my best friend, he has lost his job, my son attempted suicide (we are all recovering from this), had a stress attack, which presented itself as a heart attack, two separate surgeries, my husband has had several health issues, and found out that insurance isn't all it's cracked up to be. But I am thankful that things are not worse, and greatful for the blessings I have.
Favorite board game Scrabble (I really do believe the Webster Dictionary needs to be updated)
What is most important thing in your life? My Family - They make me want to be the best person I can possibly be.
Pick five words that describe yourself : Believer, Hardworking, Honest, Loving and Trustworthy
Can you juggle ? No
What is your favorite day? Everyday - It's a opportunity to make a difference
What is your favorite season? Fall
What is your favorite meal? Breakfast
What time do you wake up in the morning? 6:00 am
If you could have one super power, what would it be? Keep my children safe from harm.
Comedy or Horror? Comedy
If you could build a house anywhere, where would it be? Florida Keys - To watch Gods works in all his glory with every sunrise and sunset.
What is your greatest ambition? To be the best person I can possibly be.
Who is the person from you past you wish you could go back and talk to? Audrey Hepurn
What characteristics do you think you've inherited from your parents? Willingness to help, compassion for others, to see the best in people.
What do you never leave home without? My faith
Who would you most like to meet? Michele Obama and the President
If you had a million dollars, what would you do with it? Take care of my bills, so that I can take care of others. Pay it forward.
What is the most embarrassing thing youve ever done? Asked for help.
Hobbies and Talents : I play the guitar, I enjoy crossstitching, art projects and singing. I love to watch sports, especially basketball, Green Bay Packers and volleyball, I however am not very coordinated. I went to Europe in high school as part of a group to sing at Notre Dam on Easter Sunday.
List achievements and any future educational plans : Was a firefighter/paramedic in my younger days, became a member of the "parent survivors club" after my son attempted suicide, on the Board of Directors for a foundation to help others prevent this from happening in their lives. I would love to finish school to become a nurse.
Requests History
Unexpected Illness
Disabled
February 11, 2009
Return to financial stability
Unexpected Illness
Description: I am not sure how to start this, but I guess from the beginning is the best place. In
July of 2007, my son attempted to commit suicide, and immediately my family and I were
enrolled in a “club”, one that I never thought that I would join as a parent, but none
the less, I am now a member. The up side of this is that my son is still alive, and
thriving, and I am thankful and blessed every day, because I am among few parents with
this outcome. This started my journey into a financial spiral of epic proportion
My progress: I have worked hard to eliminate one third of the debt by working hard. What scares me is
that with the downturn in the economy, my hard work doesn't do as much as it did
before, and now I am falling behind.
This is a short term need assistance request .
My message:Through this whole process, I have tried to give back, help others, learn, but I find, I am getting tired, and I need to give my problems to God so that I may regain some strength, to pick them back up and carry on.
Supporting Documentation: Good Mom has the following documentation
Do you qualify for any additional help?: No, I make just over the minimum for public aid, and unless you can pay the bill entirely, the vendors will not make any concessions.
What local/other agencies have you contacted?: Salvation Army, Catholic Charities
Did you get denial letters? (if so are they attached to your request?): No, I did not qualify through the initial screening process of salary.
What other sources of income do you or your family receive?: My working salary, unemployment, child support
Progress:
$ (0%)
Still needed: $16000
Request was active: 456 days
Request created: Feb 11th, 2009 | Request views: N/A | Request modified 2 time(s) | Last modified: Feb 11th, 2009